Archive for the ‘Book’ Category

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Sharing the awesome

April 16, 2010

I wanted to share a great tutorial I just read from Just Something I Made.  Cathe took a vintage book and used it to make a cover for her planner.  The instructions are easy to follow and the pictures really illustrate her directions. Check it out.

Vintage book planner tutorial

I love blank journals, and planners, and diaries. I cannot wait to try this project for myself. Which I will do as soon as I find a vintage book I don’t mind cutting up. 🙂

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The Rapid Debt Repayment Plan

August 7, 2008

Mary Hunt is a money guru. More and more people are learning about her and her money saving ways. I came across her book, Debt Proof Living years ago and I am sure the only reason I am still in debt now is because I did not apply her principals for managing my money. Mrs. Hunt says, “Money is for managing, then for spending.” For too long, I have just been spending with no managing in place.

She spells out everything on how to get out of debt and how to stay that way. Her book is easy to read, and easy to understand. She has a website, a blog, and most of all, a newsletter. In Mrs. Hunt’s case, the newsletter came first. She was paying back her own horrific debt and was looking for a way to speed up her payment. She hit on the idea of a newsletter, and everything grew from there. The newsletter comes out once a month. You can get an electronic or paper version. The nice thing about becoming a member, you can read the archives of the newsletters, years and years worth. This is a great resource, because each month is packed with useful information.

I recently signed up to be a member so that I could get access to the tools on her site, get the monthly newsletter, and most of all, have access to the Rapid Debt Repayment Calculator. I highly recommend checking it out. You will be amazed at how fast you can get out of debt with this one amazing tool that shows you, month by month, how you are climbing out of the pit.

One of the first thing Mrs. Hunt recommends is tracking your money. If you record every dime you spend, you will end your spending amnesia that so many suffer from. Just knowing you have to write it down helps curb your buying impulses. I know what I have spent so far this month and I am implementing this suggestion today, and for the rest of the month. I think I have a good idea where my money goes, but this will be a good challenge. Of course, since I am doing the Buy Nothing Challenge for August, I should not have too many purchases.

I plugged in my current debt and if I do nothing but stay as I am, it will take me 152 months to get out of debt, assuming I do not get any new debt. Using her plan, I can shave that down to 84 months. Huge difference huh? The cool thing is, I think I can accelerate even that plan. My house is included in that time frame. In a few short years, I will be completely debt free. I can’t wait.

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Paperback Books – A Boon for Readers

July 30, 2008

If you are an avid reader, you already know the advantages of paperback books.  They are lightweight, easy to slip in a purse or briefcase, and easy to hold in the hand.  A paperback book can be read in bed, while you are sitting on the couch, in line at the store, and while waiting in the car.  Reading is the best way to transport yourself from your present surroundings into another world.  The advantage of a printed story over a movie or TV show is you can carry the story with you.  If you are interrupted, you can pick up just where you left off.  A book also lets you get deeper into a story, more so than any visual entertainment can.

What you may not know is all the free or almost free options of getting paperback books to read.  The first is the library.  Most libraries have a nice selection of paperbacks in a variety of genres.  Two other free options are Paperbackswap.com and Swaptree.com.  On Paperbackswap, where you can exchange more than books, you list the books you have to swap.  You get two credits you can use to request books you want from a member.  They mail the book to you, for free.  When someone wants a book from you, you mail it and you pay the postage to send it to them.  So, your only cost is when you send books out, but not to receive books.  On Swaptree.com, the process is very similar.  Your cost is when you mail something out, but not to receive.

Other cheap options are thrift stores, garage sales, and flea markets.  Often there are books for one dollar or less.  There seems to be an abundance of romance novels and westerns when you go this route.  If those are your genre of choice, you should have some happy hunting.

Another option for paperbacks is online new or used bookstores.  With this option, you have to pay for the book as well as shipping.  The advantage here is selection, and timing.  If you are impatient and you want it now, this is a good option.   Also, if the book is brand new, an online store might be your best choice.

With so many options, you should be able to pick up a book today.  What’s your favorite way to acquire new books?